Welcome to The Amend Team at Universal Lending!

The Amend Team at Universal Lending is your premier mortgage lender located in Littleton, Colorado. We offer competitive interest rates, a wide variety of loan programs and unparalleled customer service!

We make the loan process simple, fast and straightforward.  Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage lenders can help you take that first step toward a financial solution.

At The Amend Team at Universal Lending, the ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.  We want to help you manage what is most likely, the largest debt and investment of your life.

The Amend Team at Universal Lending team specializes in the following Colorado Mortgage Loans:

  • FHA / VA / Conventional / Jumbo
  • CHFA programs (down payment assistance)
  • USDA (rural loans)
  • First Time Home Buyer programs
  • 203K Loans (FHA renovation financing)
  • Home-Style (Conventional renovation financing)
  • Non-QM loans for self-employed borrowers, non-warrantable Condos and other unique situations
  • Land Loans
  • Home Equity Lines of Credit (HELOC)
  • Mortgage Credit Certificates
  • Manufactured and Modular Home Program

Additonal Loan Options:

“All In One Loan” Helps homeowners pay off their mortgage faster than traditional 30-year mortgage without increasing payment or changing spending habits

FlashTrak” program allows you to apply in person, online or through the mobile app and close in as little as ten days!

“Performance Guarantee”  Helps you compete with multiple and cash offers. We issue loan approval prior to submitting an offer on a home and guarantee your earnest money up to $10,000!

Universal Lending underwrites and funds all our loans here in Denver. Universal has been a top lender in Colorado for 37 years!